These Terms of Service ("Terms", "Agreement") constitute a legally binding contract between you ("User", "you", or "your") and MoneyManMyers ("MoneyManMyers", "we", "us", or "our"), governing your access to and use of all websites, interactive tools, calculators, educational content, digital products, courses, programs, communities, newsletters, and any other services operated by MoneyManMyers (collectively, the "Services").
By accessing or using our Services in any way — including visiting our website, using our calculators, clicking an affiliate link, subscribing to our email list, purchasing a course or product, joining a community, or engaging with our content on any platform — you represent that you have read, understood, and agree to be bound by these Terms in their entirety.
These Terms apply in addition to any other agreements, policies, or guidelines we may post on our Services, including our Privacy Policy, which is incorporated herein by reference.
MoneyManMyers is an independent financial education brand owned and operated by Will Myers, a Texas-based financial educator, content creator, and entrepreneur. MoneyManMyers operates under the domain moneymanmyers.com and related digital properties.
MoneyManMyers teaches financial independence concepts including passive income strategies, tax planning education, asset acquisition frameworks, and wealth-building principles through digital content, interactive tools, courses, workshops, and educational programs.
To access or use our Services, you must meet all of the following eligibility requirements:
By using our Services, you represent and warrant that you meet all of the eligibility requirements stated above. We reserve the right to terminate your access if we determine that you do not meet these requirements.
MoneyManMyers provides a range of financial education services and digital tools, including but not limited to:
We reserve the right to add, modify, suspend, or discontinue any aspect of our Services at any time without prior notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of Services.
MoneyManMyers provides general financial education content only. All information, tools, calculators, projections, strategies, case studies, and examples shared through our Services are intended solely for educational and informational purposes. They are not tailored to your individual financial situation, goals, risk tolerance, tax circumstances, or legal requirements.
Specifically, you acknowledge and agree that:
MoneyManMyers participates in affiliate marketing programs and commercial partnerships with third-party financial institutions, product providers, and service companies. This means we may receive financial compensation — including but not limited to referral commissions, revenue sharing, flat fees, or other forms of payment — when you click certain links on our websites and subsequently take an action such as:
You further acknowledge and agree that:
All content, materials, and intellectual property on our Services — including but not limited to text, articles, blog posts, course content, educational frameworks, videos, podcasts, audio recordings, graphics, logos, icons, images, illustrations, interactive tools, calculators, software code, user interfaces, trade names, trademarks, service marks, and the overall look and feel of our Services — are the exclusive property of MoneyManMyers or its licensors and are protected by United States and international intellectual property laws, including copyright, trademark, patent, and trade secret laws.
Subject to your compliance with these Terms, MoneyManMyers grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use our Services for your own personal, non-commercial, educational purposes only. This license does not include the right to:
The MoneyManMyers name, logo, brand identity, and all related marks, slogans, and trade dress are proprietary trademarks of MoneyManMyers. You may not use any of our trademarks, service marks, or trade names in any manner — including in domain names, social media handles, or advertising — without our prior written consent. All other trademarks referenced on our platform are the property of their respective owners.
MoneyManMyers respects intellectual property rights and expects users to do the same. If you believe that any content on our Services infringes your copyright, please submit a written notice containing the required information under the Digital Millennium Copyright Act (DMCA) to: [email protected]. We will respond to valid DMCA notices promptly.
You may use our Services for the following purposes:
You agree that you will NOT use our Services to:
We reserve the right to investigate any suspected violations and to take appropriate action, including termination of access, reporting to law enforcement, and pursuing civil legal remedies.
Some of our Services may require you to create an account. If you register for an account, you agree to the following:
MoneyManMyers is not liable for any loss or damage arising from your failure to comply with these account security obligations.
Our Services may allow you to submit, post, upload, or otherwise contribute content, including but not limited to comments, reviews, testimonials, questions, forum posts, community messages, or other materials ("User Content"). By submitting User Content, you agree to the following:
You grant MoneyManMyers a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, sublicensable license to use, reproduce, modify, adapt, publish, translate, distribute, display, and otherwise exploit your User Content in any media or format, for any lawful purpose, including marketing and promotional uses, without compensation to you.
By submitting User Content, you represent and warrant that:
You agree not to submit content that is unlawful, defamatory, harassing, threatening, obscene, hateful, fraudulent, invasive of privacy, or otherwise objectionable. MoneyManMyers reserves the right — but has no obligation — to review, edit, refuse, or remove any User Content at our sole discretion and without notice.
Any testimonials, income results, or success stories you share through our platform represent your individual experience and are not a guarantee of results for others. MoneyManMyers reserves the right to use such testimonials in marketing materials with your consent.
Our Services contain links to third-party websites, products, and services, including financial institutions, savings account providers, insurance companies, investment platforms, software tools, and other resources. These links may be affiliate links through which MoneyManMyers earns compensation.
MoneyManMyers has no control over, and assumes no responsibility for, the content, privacy policies, terms of service, security, or practices of any third-party website or service. Inclusion of a link on our platform does not constitute an endorsement, sponsorship, recommendation, or warranty of the linked site or its products.
When you leave our Services to access a third-party site, you do so entirely at your own risk. You are subject to the terms and privacy policy of that third-party site. We strongly recommend that you review the terms and privacy policy of any third-party site before providing personal or financial information.
When you purchase a course, program, workshop, membership, or other paid product or service from MoneyManMyers, the following terms apply:
All prices for our products and services are stated in U.S. dollars and are subject to change without notice. We will display the final price clearly before you complete any purchase. Sales tax may apply depending on your location and applicable law.
All payments are processed by third-party payment processors (such as Stripe or PayPal). By providing payment information, you authorize us and our payment processors to charge the stated amount to your payment method. MoneyManMyers does not store complete payment card information on our servers. Your payment information is subject to the payment processor's terms and privacy policy.
If you purchase a subscription-based product or membership, your subscription will automatically renew at the stated frequency (monthly, annually, or as otherwise specified) until you cancel. You may cancel your subscription at any time through your account settings or by contacting us. Cancellation takes effect at the end of the current billing period; no partial refunds are provided for unused portions of a billing period unless otherwise stated.
If a payment fails or is declined, we reserve the right to suspend or terminate your access to paid Services until payment is successfully completed. We may attempt to recharge your payment method before suspending access.
Promotional prices, discount codes, and limited-time offers are available only during the stated promotional period and under the stated conditions. We reserve the right to discontinue any promotion at any time.
Our refund policy varies by product and service type. Please review the specific refund terms applicable to each purchase before completing your transaction.
Due to the digital and immediately accessible nature of our online courses and downloadable content, all sales are generally final and non-refundable once access has been granted. Exceptions may be made at our sole discretion for documented technical issues that prevented access to the purchased content.
Refunds for live events, in-person workshops (including The Growth Intensive), and group programs are governed by the specific terms communicated at the time of purchase. Generally, cancellations made more than 14 days before the event date may be eligible for a refund or credit; cancellations within 14 days of the event are non-refundable.
Subscription fees are non-refundable for the current billing period. You may cancel at any time to prevent future charges, but no refunds will be issued for unused time in the current subscription period.
If you initiate an unauthorized chargeback with your payment provider without first contacting us to attempt resolution, we reserve the right to dispute the chargeback, permanently terminate your access to our Services, and pursue any amounts owed. Please contact [email protected] before disputing a charge.
To request a refund where eligible, please contact [email protected] within the applicable window with your order details and the reason for your request. We will review all requests and respond within 5–7 business days.
To the fullest extent permitted by applicable law, MoneyManMyers expressly disclaims all warranties, representations, and conditions of any kind, whether express, implied, statutory, or otherwise, including but not limited to:
You acknowledge that you use our Services entirely at your own risk. No advice or information obtained from MoneyManMyers, whether oral or written, shall create any warranty not expressly stated in these Terms.
This limitation applies regardless of the legal theory (whether based in contract, tort, negligence, strict liability, or otherwise) and even if MoneyManMyers has been advised of the possibility of such damages. Without limiting the foregoing, MoneyManMyers is specifically not liable for:
In no event shall MoneyManMyers' total cumulative liability to you for all claims arising out of or relating to your use of our Services exceed the greater of: (a) the total amount you paid to MoneyManMyers in the twelve (12) months immediately preceding the claim, or (b) one hundred U.S. dollars ($100.00).
Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation may not apply to you to the extent prohibited by applicable law.
You agree to defend, indemnify, and hold harmless MoneyManMyers, its owner Will Myers, officers, employees, contractors, partners, licensors, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:
MoneyManMyers reserves the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully with our defense of such claims.
Your use of our Services is also governed by our Privacy Policy, which is incorporated into and made a part of these Terms by reference. By using our Services, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.
Our Privacy Policy describes how we collect, use, store, and share your personal information, your rights with respect to that information, and how to contact us regarding privacy concerns. We encourage you to read our Privacy Policy carefully.
Before filing any formal legal claim, you agree to first contact MoneyManMyers at [email protected] and attempt to resolve the dispute informally. We will use good faith efforts to resolve any dispute within 30 days. If the dispute is not resolved within 30 days, either party may proceed with formal dispute resolution.
If informal resolution fails, all disputes, claims, or controversies arising out of or relating to these Terms, our Services, or your relationship with MoneyManMyers (including disputes about the validity or enforceability of this arbitration agreement) shall be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in a court of law.
Notwithstanding the foregoing, either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect intellectual property rights or to prevent imminent harm. Small claims court actions for matters within the court's jurisdiction are also excluded from mandatory arbitration.
Arbitration shall be conducted in Texas, or via videoconference if mutually agreed. Each party shall bear its own costs and attorneys' fees unless the arbitrator finds that a claim was frivolous or brought in bad faith, in which case the arbitrator may award costs and fees to the prevailing party.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law principles. To the extent that any dispute is not subject to mandatory arbitration under Section 18, you consent to the exclusive personal jurisdiction and venue of the state and federal courts located in Texas for the resolution of such disputes.
If you are accessing our Services from outside the United States, you acknowledge that you are doing so voluntarily and that you are responsible for compliance with all applicable local laws. Nothing in these Terms limits our right to seek injunctive or other equitable relief in any jurisdiction.
MoneyManMyers reserves the right to modify, update, or replace these Terms of Service at any time at our sole discretion. When we make material changes, we will:
Your continued use of our Services after any modification to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must immediately discontinue your use of our Services. It is your responsibility to review these Terms periodically for changes.
MoneyManMyers reserves the right, in its sole discretion, to suspend, restrict, or permanently terminate your access to all or any part of our Services at any time, with or without notice, and without liability to you, for any reason, including but not limited to:
You may terminate your relationship with MoneyManMyers at any time by: (a) ceasing to use our Services; (b) unsubscribing from our email lists; and (c) requesting deletion of your account and personal data in accordance with our Privacy Policy.
Upon termination: (a) your right to access and use our Services immediately ceases; (b) any licenses granted to you under these Terms are immediately revoked; (c) provisions of these Terms that by their nature should survive termination — including Sections 5, 7, 14, 15, 16, 18, 19, and 23 — shall remain in full force and effect.
If any provision of these Terms is found by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions of these Terms shall remain in full force and effect as if the invalid or unenforceable provision had never been included.
No waiver by MoneyManMyers of any right or provision of these Terms shall be deemed a continuing waiver of such right or provision or a waiver of any other right or provision. A waiver is effective only if made in writing and signed by a duly authorized representative of MoneyManMyers. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of future enforcement of that right or provision.
These Terms of Service, together with our Privacy Policy, any purchase-specific terms communicated at the time of a transaction, and any other legal notices or policies we post on our Services, constitute the entire agreement between you and MoneyManMyers with respect to your use of our Services, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties — whether written or oral — relating to such subject matter.
No oral or written statements made by MoneyManMyers or any of its representatives outside of these Terms shall be binding upon MoneyManMyers or constitute a modification of these Terms unless such modification is expressly made in writing and signed by an authorized representative of MoneyManMyers.
These Terms are for the sole benefit of the parties hereto and their respective successors and permitted assigns. Nothing in these Terms, express or implied, is intended to or shall confer upon any other person or entity any legal or equitable right, benefit, or remedy of any nature whatsoever under or by reason of these Terms.
If you have any questions, concerns, or requests regarding these Terms of Service, please contact us using the information below. We are committed to responding to all inquiries within 5–10 business days.